How can I request a grace period for a loan?

Please inform us of your payment difficulties as soon as possible by submitting a grace period request in the Internet Bank by sending a message or contact your Relationship Manager directly.

When applying we would appreciate if you indicate more detailed cause of loan payment problems, impact on your business and your planned activities to overcome difficulties. Be prepared to be asked for the latest interim financials and more detailed questions.

How the process of applying grace period will happen?

After request of grace period is received, we will contact you regarding additional information. We evaluate every client’s case individually and will agree with you on next steps.

We will review all grace period requests as soon as possible. However, if the number of incoming requests increases significantly, we may need more time to review them and there is a chance that grace will be applied for payment(s) after the following one.

What is the maximum duration of the grace period that can be requested?

You can apply up to 6 months grace period for a loan (information about leasing products can be found on a separate page). After individual assessment you will be informed about decision of the term applied to you.

Can I get a full grace period (principal + interest)?

You still have to pay interest during the grace period.