Securities account
Price
Opening an internal Luminor Bank securities accountFree
Opening an EVK securities account4 €
Opening an EVK securities account for buying Luminor pension fundsFree
Closing a securities accountFree
Securities account monthly maintenance fee
Price
An EVK securities account with no securities0.60 €
An EVK securities account with no securities or where the total value 2 of securities held is:
up to 10,000 euros0.60 €
from 10,000 to 100,000 euros1.50 €
more than 100,000 euros3.50 €
An internal Nordea securities account that holds:
Fund units or Nordea index-linked bondsFree
Global securities (Australia, Austria, Belgium, Canada, Denmark, Euroclear (fixed income), Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Netherlands, Norway, Poland, Singapore, Spain, Sweden, Switzerland, UK, USA).0.01% of the value of securities 2, min 1.60 €
Global securities of other marketsBy agreement

* VAT is added to the monthly fee. The bank debits the monthly fee from the current account related to the securities account in the calendar month following the month when the fee is calculated.

Fund transactions
Price
Equity funds, mixed funds and funds of funds:
Subscription (subscription fee + settlement fee)1%, min 1 €
Redemption (redemption fee + settlement fee)1%, min 1 €
Regular investment by standing order1%
Bond funds:
Subscription (subscription fee + settlement fee)0.50%, min 1 €
Redemption (redemption fee + settlement fee)0.50%, min 1 €
Regular investment by standing order0.50%
Reserve or money market funds:
Subscription (subscription fee + settlement fee)0.30%, min 1 €
Redemption (redemption fee + settlement fee)0.30%, min 1 €
Regular investment by standing order0.30%
Switch transaction3.20 €
Funds managed by Nordea Funds Ltd.
Equity funds - Redemption1%
Bond funds - Redemption0.50 %
Redemption 3.20 €
Index-linked bonds
Sale of index-linked bonds3rd party fee - 0,2 % from the nominal value applied by counterparty Nordea Bank AB (publ) (fee is included in the price)
SafekeepingFree
Transaction with defined counterparty6 €
Funds that are not managed by Nordea Investment Funds S.A. nor Nordea Funds Ltd
Redemption 1%, in 25 €
Monthly safekeeping fee0.15% of the value of securities

* The transaction fee is debited to the transaction currency.
VAT is added to the securities account statement fee.

Securities trading
-
Equities trading(5)Price
Estonia0.20% min 3.20 €
Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Latvia, Lithuania, Netherlands, Norway, Spain, Sweden, Switzerland, UK, USA0.20% min 20 €
EVK securities subscriptionFee stated in the prospectus, min 3.20 €
Poland0.30% min 30 €
Singapur0.50% min 50 €
Other marketsBy agreement
Bonds trading
Subscription to bonds(5)0.10% min 20 €
Subscription to EVK bonds(5)Fee stated in the prospectus, min 3.20 €
Secondary market bond trades(5)Local market: 0.10% min 240 € Eurobond market: 0.30% min 40 € Other bonds: according to agreement but not more than 2%, min 40 €
Other securities transactions
Securities transaction within Luminor Bank Estonia6 €
EVK securities - FOP4.50 €
EVK securities - FOP between EVK and other depository18 €
EVK securities - DVP3.20 €
Transactions with non-EVK securities of below countries with counterparty outside Luminor Bank Estonia:
Euroclear (fixed income), Austria, Belgium, Canada, France, Germany, Ireland, Italy, Netherlands, Poland, Spain, Switzerland, UK40 €
Australia, Hong Kong, Singapore and Japan, USA70 €
Other countriesBy agreement
Transfer of the whole balance of an EVK securities account:
To another custodian15 €
From another custodian to Luminor BankFree
Cancellation/Correction(4)Service fee for a cancelled transaction

(4) If the bank incurs costs from the cancellation of a transaction order due to price changes, penalties payable to other institutions and so forth, the bank will debit the costs from the customer's current account.
(5) This service is only available to customers of Private Banking.

Reports
Price
EVK securities account periodic statement:
For calendar yearFree
Per day, per 10 days, per month or per quarter by post (local)3 €
Per day, per 10 days, per month or per quarter by post (international)6.50 €
Per day, per 10 days, per month or per quarter by e-mail0.30 €
EVK securities account statement from branch or by fax3 €
Statements at customer’s request:
from a branch officeFree
from Netbank (not digitally signed)Free
from Netbank (digitally signed)5 €
by email (digitally signed, encrypted)5 €
by post5 €

* VAT is added to the securities account statement fee.

Other securities related services
Price
EVK securities: Registering a pledge10 €
EVK securities: Transaction with pledged securities15 €
EVK securities: Registering a financial collateral35 €
Other securities related servicesBy agreement