Securities account
Opening an internal Luminor Bank securities accountFree
Opening Nasdaq CSD securities account4 €
Closing a securities accountFree
Securities account monthly maintenance fee
An Nasdaq CSD securities account with no securities0.60 €
An Nasdaq CSD securities account with no securities or where the total value of securities held is:
up to 10,000 euros0.60 €
from 10,000 to 100,000 euros1.50 €
more than 100,000 euros3.50 €
An internal Luminor securities account that holds:
Fund units or Nordea index-linked bondsFree
Funds that are not managed by Nordea Investment Funds S.A. nor Nordea Funds Ltd0.15% of the value of securities
Global securities (Australia, Austria, Belgium, Canada, Denmark, Euroclear (fixed income), Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Netherlands, Norway, Poland, Singapore, Spain, Sweden, Switzerland, UK, USA).0.01% of the value of securities, min 1.60 €
Global securities of other marketsBy agreement

* VAT is added to the monthly fee. The bank debits the monthly fee from the current account related to the securities account in the calendar month following the month when the fee is calculated.

Fund transactions
Equity funds, mixed funds and funds of funds:
Subscription1%, min 1 €
Redemption1%, min 1 €
Regular investment by standing order1%
Bond funds:
Subscription0.50%, min 1 €
Redemption0.50%, min 1 €
Regular investment by standing order0.50%
Reserve or money market funds:
Subscription0.30%, min 1 €
Redemption0.30%, min 1 €
Regular investment by standing order0.30%
Switch transaction3.20 €
Funds managed by Nordea Funds Ltd.
Equity funds - Redemption1%
Bond funds - Redemption0.50 %
Index-linked bonds
Sale of index-linked bonds3rd party fee - 0,2 % from the nominal value applied by counterparty Nordea Bank AB (publ) (fee is included in the price)
Transaction with defined counterparty6 €
Funds that are not managed by Nordea Investment Funds S.A. nor Nordea Funds Ltd
Redemption 1%, min 25 €

* The transaction fee is debited to the transaction currency.

Securities trading
Equities trading(5)Price
Estonia0.20%, min 3.20 €
Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Latvia, Lithuania, Netherlands, Norway, Spain, Sweden, Switzerland, UK, USA0.20%, min 20 €
Poland0.30%, min 30 €
Singapur0.50%, min 50 €
Other marketsBy agreement
Bonds trading
Subscription to bonds(5)0.10%, min 20 €
Subscription of Estonian bonds (5) registered in Nasdaq CSDFee stated in the prospectus, min 3.20 €
Secondary market bond trades(5)Local market: 0.10% min 40 € Eurobond market: 0.30% min 40 € Other bonds: according to agreement but not more than 2%, min 40 €
Other securities transactions
Securities transaction within Luminor Bank Estonia6 €
Nasdaq CSD securities - FOP4.50 €
Nasdaq CSD securities - FOP between Nasdaq CSD and another depository18 €
Nasdaq CSD securities - DVP3.20 €
Transactions with non-Nadsaq CSD securities of below countries with counterparty outside Luminor Bank Estonia:
Euroclear (fixed income), Austria, Belgium, Canada, France, Germany, Ireland, Italy, Netherlands, Poland, Spain, Switzerland, UK40 €
Australia, Hong Kong, Singapore and Japan, USA70 €
Other countriesBy agreement
Transfer of the whole balance of Nasdaq CSD securities account:
To another custodian15 €
From another custodian to Luminor BankFree
Cancellation/Correction(4)Service fee for a cancelled transaction

(4) If the bank incurs costs from the cancellation of a transaction order due to price changes, penalties payable to other institutions and so forth, the bank will debit the costs from the customer's current account.
(5) This service is only available to customers of Private Banking.

Nasdaq CSD securities account periodic statement:
For calendar yearFree
Per day, per 10 days, per month or per quarter by post (local)3 €
Per day, per 10 days, per month or per quarter by post (international)6.50 €
Per day, per 10 days, per month or per quarter by e-mail0.30 €
Nasdaq CSD securities account statement from branch or by fax3 €
Statements at customer’s request:
from a branch officeFree
from Netbank (not digitally signed)Free
from Netbank (digitally signed)5 €
by email (digitally signed, encrypted)5 €

* VAT is added to the securities account statement fee.

Other securities related services
Nasdaq CSD securities: Registering a pledge10 €
Nasdaq CSD securities: Transaction with pledged securities15 €
Other securities related servicesBy agreement
Issuing documents which allow customer to participate in AGM/EGM20 € + external costs
Instructing custodian banks about voluntary corporate actions based on customer instruction20 € + external costs
Other services related to corporate actionsas individually agreed