Mastercard Debit
Monthly fee - Customers aged under 20 or over 60Main card Free
Monthly fee - Other customers1.50 € (3)
Cash withdrawal from Luminor ATMs in Estonia, Latvia, Lithuania and Nordea ATMs in Finland, Sweden, Norway, Denmark and Russia (Only the transactions confirmed during the month will qualify)Up to 2000 € per calendar month free of charge 0.3% of the amount that exceeds 2000 €
Cash withdrawal from ATMs of other banks in Estonia1.30 €
Cash withdrawal from ATMs of other banks in EMU countries (2)1.30 €
Cash withdrawal from ATMs of other banks abroad1.95 € + 2.5% of the transaction value
Cash withdrawal at a branch office except in our branches in Estonia1.95 € + 2.5% of the transaction value
Cash deposit in Luminor ATM’s in Estonia(1)Free
Fast issuing of a bank card35 €
Card replacement fee4 €
Card renewal fee Free
Closing a cardFree
Issuing a PIN code Free
Fee for changing card 24h usage limit in branch offices and Telephone Bank Free
Changing the credit limitFree
Conversion fee for card transactions made in foreign currency2 % of the amount
Balance enquiry from other bank ATM0.35 €

(1) Cash deposit daily limit 6000 euros
(2) (EMU-Economic and Monetary Union of the Europa Union): Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Spain, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia and Slovenia.
(3) The monthly maintenance fee will not be implemented if the monthly purchase transactions made with the credit card exceed 600 euros. Only the transactions confirmed during the month will qualify. If the purchase sum requirement is met, the discount will be applied the first month the monthly fee is due for the credit card.