Offer available for participants of KredEx program.
Funding up to 90% with KredEx guarantee.
KredEx guarantee is available for young families, young specialilts, veteran of Defence Forces and aquirer of energy‑efficient home.
Kredex guarantee is also available for buying energy‑efficient home or renovating a home to increase energy performance.
The young family loan is meant for a parent or parents raising at least one up to 15-year-old (included) child. The parents/ guardians must submit a copy of the birth certificate of their child.
The loan is meant for up to 35-year-old (included) young specialists*. Estonian citizenship or permanent residence and a valid employment, service or member the board agreement with concluded probationary period are required. Self-employed persons must have been in business for at least 1 years.
* Young specialist is a person, who has acquired higher education, secondary specialized education or vocational secondary education (based on basic education or secondary education) acquired or based on vocational basic education or vocational secondary education, aged up to 35 (included):
The customer buys an energy efficient home or renovates a dwelling to make it energy efficient.
Requirements for energy efficient homes:
Veterans are soldiers who have been in the service of the Defence Forces or Defence League who have been in active duty or military training or have been injured.
Compare the costs and view the representative example:
|Loan amount||Amount guaranteed by KredEx||Loan maturity||Annual interest rate||Issuing fee||KredEx guarantee fee||Number of payments||Total amount of loan payments||Total amount payable||Annual percentage rate|
|€60,000||€7,500||30 years||2.4% + 6 months EURIBOR||€0||€225||360||€84,227||€84,452||2.46%|
These estimates are for information only. The bank's offer may vary from case to case.
We will review your application and get in touch with you.
Sign the loan agreement at a bank office of your choosing.
At the notary`s office, a mortgage is set up for the guarantee.
We will transfer the loan to your account.