Home insurance

Your home is prone to many risks on a daily basis. We help make sure that it is sufficiently protected from the most widespread sudden and unforeseeable damage.

Luminor`s home insurance provides wide coverage and in case of an insured event, we guarantee correct and fast claim handling.


How to apply?



Book a consultation online or in a bank office. We will identify the specific insurance need and interest and make a corresponding insurance offer.


Confirmation of offer

We will send you an insurance policy and invoice to pay the insurance premium.


Payment of insurance premium

Choose the suitable payment frequency – once a month, quarter, every six months or full insurance premium at once. For convenient payment of invoices, order an e-invoice!


Home is protected

In case of an insured event, fill in the claim notification online.

Necessary documents

  • ID-card or passport
  • We will inform you if we require additional documents in connection with the home to be covered

Useful links

 Insurance product information document in Estonian
Luminor`s home insurance advantages
Fill in the claim notification online
General requirements for private loan home insurance

Protect your home!

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Luminor Bank AS acts as an insurance agent of If P&C Insurance AS and has been entered into the public list of insurance intermediaries on the webpage of the Financial Supervision Authority.