Choice is yours

If you need the funds to make some bigger purchase, choose well considered borrowing – Luminor consumer loan.

Appreciate the benefits

Representative example for consumption needs

Loan amount Loan maturity Number of payments Annual fixed interest rate Agreement fee Total amount payable   Annual Percentage Rate (APR)
EUR 3,000 3 years 36 12 % EUR 0 EUR 3,587   12.68 %

Learn more about other consumer loan types

Representative example for car purchase

Loan amount Loan maturity Annual interest rate Issuing fee Number of payments Total amount of loan payments Total amount payable Annual percentage rate
EUR 6000 5 years 11 % EUR 90 60 EUR 7827 EUR 7917 12.30 %

Representative example for home renovation

Loan amount Loan maturity Annual interest rate Issuing fee Number of payments Total amount of loan payments Total amount payable Annual percentage rate
EUR 6000 5 years 11 % EUR 90 60 EUR 7827 EUR 7917 12.30 %

Applying for consumer loan

1

Fill in the loan application

Fill out the application

2

We will contact you

We will review your application and get in touch

3

Sign the loan agreement

Sign the loan agreement digitally or in the bank office of your choice

4

Loan issuance

We will transfer the loan to your account

Necessary documents

  • ID-card or passport
  • Applicant`(s) bank account(s) statement of the last 6 months. If income in the last 6 months has been received at our bank, then the account statement is unnecessary
  • Fill out the application

Useful links

Consumer loan general information
Pricelist
Bank general terms and conditions
Loan recipient`s reminder
Examples of annual percentage rate

Move one step closer to bringing your ideas to life!