It frees you from the obligation to always keep in mind the need to purchase insurance when going on a trip, so you can be carefree and take up last-minute offers. In addition to the cardholder, the insurance coverage extends to family members travelling with him/her on up to 3-month-long trips abroad. You do not have to pay for travel expenses by the card for the insurance to be valid.
Mastercard Business and Mastercard Business Debit cards come with travel insurance for the cardholder and two accompanying colleagues for up to 30-day trips in Europe. There is no obligation to pay for travel expenses.
The insurance provider is ERGO Insurance SE
Luminor credit cards` travel insurance includes:
Before going on a trip, please read the travel insurance terms and conditions. More detailed information about different cards` travel insurance terms and conditions is available here:
In case of general information and for issuing certificate of travel insurance, please turn to our Customer Support at +372 628 3300.
ERGO Customer Service is at your disposal regarding questions related to insurance event and insurance terms and conditions. Tel +372 610 6500.
MC Gold and MC Platinum insurance is valid across the world and MC Business/ Business Debit insurance in Europe.
In case of MC Gold and MC Platinum, the insurance is valid for cardholders and accompanying family members, for example spouse/cohabiting partner and the cardholder`s children, stepchildren, adopted children and foster children up to 18-years-old or children aged 19-24 if they study full-time.
A family member is a spouse/cohabiting partner, the cardholder`s children, stepchildren, adopted children and foster children. The insurance covers children/ stepchildren/adopted children in full-time studies up to 24-years-old also if they do not share the permanent place of residence with the cardholder.
The insurance coverage ends when the child returns home.
The insurance coverage is valid if the pupil/student is traveling with the cardholder or has his/her own additional card and the duration of the trip does not exceed 90 days.
Unless provided differently in the terms and conditions, all insurance benefits listed in the insurance coverage table (which is with the insurance terms and conditions) apply to a single insured event and card.