Working capital loan

A working capital loan is a convenient way to provide additional financing to meet your company’s need for current capital. The loan can be used to obtain seasonal stock or make short-term investments.

A working capital loan is designed to provide additional financing for companies to meet their need for current capital.

Applying for a loan

1

Submit an application

Submit your application online or fill in the application and forward with required documents to the e-mail firma@luminor.ee.

2

We will get in touch

We will specify requests, terms and conditions.

3

Financing decision

We will notify you of the agreement terms and conditions.

4

Conclusion of agreement

If the loan terms and conditions are suitable, we will conclude loan and collateral agreements.

Necessary documents

  • Loan application
  • Audited (if the company is subject to auditing) financial reports from the previous financial years, as well as balance sheet and income statements for the current financial year, not older than three months.
  • Collateral valuation report by accepted real estate appraiser.
  • You may be required to provide additional documents.

Useful links

Financing general terms and conditions
Loan application online
Loan application
Kredex business loan guarantee conditions
MES business loan guarantee conditions
Real estate evaluators
Pricelist
General requirements on business loans assets insurance

You can apply online!

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