Securities account
Opening an internal Luminor Bank securities accountFree
Opening Nasdaq CSD securities account23 €
Closing a securities accountFree
Securities account monthly maintenance fee
A Nasdaq CSD securities account with no securities8 €
A Nasdaq CSD securities account with no securities or where the total value of securities held is
- up to 3,000,000 euros0.0025%, min 8 €
- more than 3,000,000 euros80 € + 0.001% of the amount exceeding 3,000,000 €
An internal Luminor Bank securities account that holds
- Fund units or Nordea index-linked bondsFree
- Global securities (Australia, Austria, Belgium, Canada, Denmark, Euroclear (fixed income), Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Netherlands, Norway, Poland, Singapore, Spain, Sweden, Switzerland, UK, USA)0.01% of the value of securities, min 1.60€
- Global securities of other marketsBy agreement
- Funds that are not managed by Nordea Investment Funds S.A. nor Nordea Funds Ltd0.15% of the value of securities

* VAT is added to the securities account monthly maintenance fee. The bank debits the monthly fee from the current account related to the securities account in the calendar month following the month when the fee is calculated.

Fund transactions
Equity funds, mixed funds and funds of funds
- Subscription (subscription fee + settlement fee)1%, min 1 €
- Redemption (redemption fee + settlement fee)1%, min 1 €
- Regular investment by standing order1%
Bond funds
- Subscription (subscription fee + settlement fee)0.50%, min 1 €
- Redemption (redemption fee + settlement fee)0.50%, min 1 €
- Regular investment by standing order0.50%
Reserve or money market funds
- Subscription (subscription fee + settlement fee)0.30%, min 1 €
- Redemption (redemption fee + settlement fee)0.30%, min 1 €
- Regular investment by standing order0.30%
Switch transaction3.20 €
Funds managed by Nordea Funds Ltd.
Equity funds - Redemption1%
Bond funds - Redemption0.50 %
Redemption3.20 €
Index-linked bonds
Sale of index-linked bonds3rd party fee - 0,2 % from the nominal value applied by counterparty Nordea Bank AB (publ) (fee is included in the price)
Transaction with defined counterparty6 €
Funds that are not managed by Nordea Investment Funds S.A. nor Nordea Funds Ltd
Redemption 1%, min 25 €

* The transaction fee is debited to the transaction currency.

Securities trading
Equities trading(5)
Estonia0.20%, min 3.20 €
Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Latvia, Lithuania, Netherlands, Norway, Spain, Sweden, Switzerland, UK, USA0.20%, min 20 €
Poland0.30%, min 30 €
Singapore0.50%, min 50 €
Other marketsBy agreement
Bonds trading
Subscription to bonds(5)0.10%, min 20 €
Subscription of Estonian bonds (5) registered in Nasdaq CSDFee stated in the prospectus, min 3.20 €
Secondary market bond trades(5)Local market: 0.10% min 40 € Eurobond market: 0.30% min 40 € Other bonds: according to agreement but not more than 2%, min 40 €
Other securities transactions
Securities transaction within Luminor Bank Estonia6 €
Nasdaq CSD securities:
- FOP4,50 €
- FOP between Nasdaq CSD and another depository18 €
- DVP3.20 €
Transactions with non-Nadsaq CSD securities of below countries with counterparty outside Luminor Bank Estonia:
- Euroclear (fixed income), Austria, Belgium, Canada, France, Germany, Ireland, Italy, Netherlands, Poland, Spain, Switzerland, UK, USA40 €
- Australia, Hong Kong, Singapore and Japan70 €
- Other countriesBy agreement
Transfer of the whole balance of Nasdaq CSD securities account:
- To another custodian15 €
- From another custodianFree
Cancellation/Correction(4)Service fee for a cancelled transaction

(4) If the bank incurs costs from the cancellation of a transaction order due to price changes, penalties payable to other institutions and so forth, the bank will debit the costs from the customer's current account.
(5) This service is only available to customers of Private Banking and Corporate Banking.

Statements
Nasdaq CSD securities account periodic statement
- for calendar yearFree
- Per day, per 10 days, per month or per quarter by post (local)3 €
- Per day, per 10 days, per month or per quarter by post (international)6.50 €
- Per day, per 10 days, per month or per quarter by e-mail0.30 €
Nasdaq CSD securities account statement from branch or by fax3 €
Securities account statement and related documents
- From a branch officeFree
- From Netbank (not digitally signed)Free
- From Netbank (digitally signed)5 €
- By email (digitally signed, encrypted)5 €

* VAT is added to the securities account statement fee.

Other securities related services
Nasdaq CSD securities: Registering a pledge10 €
Nasdaq CSD securities: Transaction with pledged securities15 €
Nasdaq CSD securities: Registering a financial collateral35 €
Other securities related servicesAs agreed
Issuing documents which allow customer to participate in AGM/EGM20.00 € + external costs
Instructing custodian banks about voluntary corporate actions based on customer instruction20.00 € + external costs
Other services related to corporate actionsas individually agreed