Payments in euros outside the EU/European Economic Area (EEA) member states, payments in foreign currency
In the branch office / Telephone bankIn Netbank
Cross-border payment(4)(7)11.50 €5 €
Cross-border payment in full to the beneficiary(4)(5)(7)30.50 €24 €
Urgent Cross-border payment(4)(7)17.50 €11 €
Urgent Cross-border payment in full to the beneficiary(4)(5)(7)36.50 €30 €
Express Cross-border payment(6)(7)35 €-
Express Cross-border payment in full to beneficiary(5)(6)(7)45 €-

(4) Cut-off time for submitting the payment in branch office or in Telephone bank is 16:00.
(5) Remitter pays (OUR) – the Customer as the remitter shall pay the fee set by the Bank and such fee shall cover the fees set by all other banks involved in the process of execution of payment. However, the Bank shall not be held liable if during the process of execution of payment no fees of other banks are withheld or the recipient does not receive the payment amount in full due to other reasons beyond the Bank's control. Remitter pays (OUR) charges allowed in case of beneficiary account is held in the bank outside EU/EEA member states.
(6) Same day value payment; payment type available only in following currencies: EUR, USD – until 15:00, NOK, SEK, GBP – until 14:00, DKK – until 12:00.
(7) Correspondent bank`s service fees may be added to the payer and payee`s banks` service fees. The aforementioned applies to both “shared costs“ and “full amount to payee“ payments and both the payer`s and payee`s correspondent banks may charge a fee.

Cross-border payments with discounted fee
In the branch office / Telephone bankIn Netbank
Payment to account belonging to Luminor Holding AS Latvian (BIC:NDEALV2X accounts start with LVXXNDEA) and Lithuania(BIC:NDEALT2X accounts start with LTXX21400) branch account(4)5.75 €2 €

(4) Cut-off time for submitting the payment in branch office or in Telephone bank is 16:00.